Car Loan Amortization Calculator

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Car Loan Amortization Calculator is used to calculate the monthly payment for car loans. Auto Loan Amortization Calculator includes option for down payment, payment frequency, trade in value, sales tax, and amortization schedule.

Auto Loan Amortization Calculator

Vehicle Price
$
Down Payment
$
Loan Amount
$
Loan Terms
Interest Rate
Payment Frequency
Trade In Value
$
Sales Tax
%
Other Fees
$
First Payment Date

Amortization schedule
Include all fees into loan
Extra Payments
One Time
$ On Date
Monthly or Biweekly
$ Starting Date
Quarterly
$ Starting Date
Yearly
$ Starting Date

Auto Loan Calculator Results

Loan Amount: $20,000.00
Total Monthly Payment:
$397.20
Total # Of Payments: 60
Start Date: Apr, 2024
Payoff Date: Mar, 2029
Down Payment: $0.00
Trade In Value: $0.00
Sales Tax: $0.00
Other Fee: $0.00
Total Interest Paid: $3,832.27
Total of All Costs:
$23,832.27

Auto Loan Amortization Schedule

Payment Date Payment # Interest Principal Total Payment Balance
Apr, 2024 1 $118.75 $278.45 $397.20 $19,721.55
May, 2024 2 $117.10 $280.11 $397.20 $19,441.44
Jun, 2024 3 $115.43 $281.77 $397.20 $19,159.67
Jul, 2024 4 $113.76 $283.44 $397.20 $18,876.22
Aug, 2024 5 $112.08 $285.13 $397.20 $18,591.10
Sep, 2024 6 $110.38 $286.82 $397.20 $18,304.28
Oct, 2024 7 $108.68 $288.52 $397.20 $18,015.75
Nov, 2024 8 $106.97 $290.24 $397.20 $17,725.52
Dec, 2024 9 $105.25 $291.96 $397.20 $17,433.56
Jan, 2025 10 $103.51 $293.69 $397.20 $17,139.86
Feb, 2025 11 $101.77 $295.44 $397.20 $16,844.43
Mar, 2025 12 $100.01 $297.19 $397.20 $16,547.24
Apr, 2025 13 $98.25 $298.96 $397.20 $16,248.28
May, 2025 14 $96.47 $300.73 $397.20 $15,947.55
Jun, 2025 15 $94.69 $302.52 $397.20 $15,645.04
Jul, 2025 16 $92.89 $304.31 $397.20 $15,340.72
Aug, 2025 17 $91.09 $306.12 $397.20 $15,034.60
Sep, 2025 18 $89.27 $307.94 $397.20 $14,726.67
Oct, 2025 19 $87.44 $309.76 $397.20 $14,416.90
Nov, 2025 20 $85.60 $311.60 $397.20 $14,105.30
Dec, 2025 21 $83.75 $313.45 $397.20 $13,791.84
Jan, 2026 22 $81.89 $315.32 $397.20 $13,476.53
Feb, 2026 23 $80.02 $317.19 $397.20 $13,159.34
Mar, 2026 24 $78.13 $319.07 $397.20 $12,840.27
Apr, 2026 25 $76.24 $320.97 $397.20 $12,519.31
May, 2026 26 $74.33 $322.87 $397.20 $12,196.43
Jun, 2026 27 $72.42 $324.79 $397.20 $11,871.65
Jul, 2026 28 $70.49 $326.72 $397.20 $11,544.93
Aug, 2026 29 $68.55 $328.66 $397.20 $11,216.27
Sep, 2026 30 $66.60 $330.61 $397.20 $10,885.66
Oct, 2026 31 $64.63 $332.57 $397.20 $10,553.09
Nov, 2026 32 $62.66 $334.55 $397.20 $10,218.55
Dec, 2026 33 $60.67 $336.53 $397.20 $9,882.02
Jan, 2027 34 $58.67 $338.53 $397.20 $9,543.49
Feb, 2027 35 $56.66 $340.54 $397.20 $9,202.95
Mar, 2027 36 $54.64 $342.56 $397.20 $8,860.38
Apr, 2027 37 $52.61 $344.60 $397.20 $8,515.79
May, 2027 38 $50.56 $346.64 $397.20 $8,169.15
Jun, 2027 39 $48.50 $348.70 $397.20 $7,820.45
Jul, 2027 40 $46.43 $350.77 $397.20 $7,469.68
Aug, 2027 41 $44.35 $352.85 $397.20 $7,116.82
Sep, 2027 42 $42.26 $354.95 $397.20 $6,761.87
Oct, 2027 43 $40.15 $357.06 $397.20 $6,404.82
Nov, 2027 44 $38.03 $359.18 $397.20 $6,045.64
Dec, 2027 45 $35.90 $361.31 $397.20 $5,684.33
Jan, 2028 46 $33.75 $363.45 $397.20 $5,320.88
Feb, 2028 47 $31.59 $365.61 $397.20 $4,955.27
Mar, 2028 48 $29.42 $367.78 $397.20 $4,587.48
Apr, 2028 49 $27.24 $369.97 $397.20 $4,217.52
May, 2028 50 $25.04 $372.16 $397.20 $3,845.36
Jun, 2028 51 $22.83 $374.37 $397.20 $3,470.98
Jul, 2028 52 $20.61 $376.60 $397.20 $3,094.39
Aug, 2028 53 $18.37 $378.83 $397.20 $2,715.56
Sep, 2028 54 $16.12 $381.08 $397.20 $2,334.47
Oct, 2028 55 $13.86 $383.34 $397.20 $1,951.13
Nov, 2028 56 $11.58 $385.62 $397.20 $1,565.51
Dec, 2028 57 $9.30 $387.91 $397.20 $1,177.60
Jan, 2029 58 $6.99 $390.21 $397.20 $787.39
Feb, 2029 59 $4.68 $392.53 $397.20 $394.86
Mar, 2029 60 $2.34 $394.86 $397.20 $0.00

Compare Monthly vs. Bi-weekly

Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $397.20 $198.60
Total Interest $3,832.27 $3,434.73
Total Payment $23,832.27 $23,434.73
Total Savings $0 $397.54
Payoff Date Mar, 2029 Oct, 2028
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